Finances and Securities

Borrowing money is not just signing a form. While many people believe they have no choice but to accept the lender’s terms, in reality often the borrowers position and costs can be negotiated. In particular negotiating personal guarantees and the level of security is usually something the lender will overstate.

When loans are being made between friends or family it is prudent to document these transactions to ensure all parties understand the terms and expectations. Doing this upfront prevents later expensive litigation when party’s recollection of the transaction differ.

The QLD Law Group has large experience acting for both lenders and borrowers.

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